:root{--bg:#f4f6f8;--card:#fff;--text:#17191e;--sub:#667085;--line:#e5e9ef;--soft:#eef2f6;--dark:#2e3743;--up:#cf3f4c;--down:#2563eb;--green:#15803d;--r:20px;--shadow:0 10px 30px rgba(24,36,48,.06)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 10% 0%,rgba(203,213,225,.45),transparent 25%),var(--bg);color:var(--text);font-family:Pretendard,-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans KR",Arial,sans-serif;line-height:1.65}
a{color:inherit;text-decoration:none}.wrap{width:min(100% - 32px,980px);margin:auto}.site-header{padding:20px 0 8px}.nav{display:flex;justify-content:space-between;align-items:center;gap:14px}.brand{font-weight:950;letter-spacing:-.4px}.brand span{color:#66717e}.navlinks{display:flex;gap:12px;color:var(--sub);font-size:13px;flex-wrap:wrap}.hero{padding:26px 0 10px}.hero h1{font-size:clamp(31px,6vw,50px);line-height:1.12;letter-spacing:-1.8px;margin:0 0 10px}.lead{color:var(--sub);margin:0}.hero-note{margin-top:11px;font-size:12px;color:var(--sub)}.chips{display:flex;gap:8px;overflow:auto;padding:18px 0 2px;scrollbar-width:none}.chips::-webkit-scrollbar{display:none}.chip{white-space:nowrap;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-size:13px;font-weight:800}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:16px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:20px}.wide{grid-column:1/-1}.eyebrow{font-size:12px;color:var(--sub);font-weight:900;letter-spacing:.05em}.big{font-size:clamp(34px,7vw,50px);font-weight:950;letter-spacing:-2px;line-height:1.12}.value{font-size:26px;font-weight:950;letter-spacing:-.8px}.label{font-size:13px;color:var(--sub);font-weight:800}.muted{color:var(--sub)}.small{font-size:12px}.up{color:var(--up)}.down{color:var(--down)}.ok{color:var(--green)}.soft{background:var(--soft);border-radius:16px;padding:15px}
.price-hero{display:grid;grid-template-columns:1.25fr .75fr;gap:12px;margin-top:15px}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:15px}.metric{background:var(--soft);padding:11px;border-radius:14px;text-align:center}.metric small{display:block;color:var(--sub)}.weights{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:12px}.weight{background:var(--soft);padding:13px;border-radius:14px}.weight b,.weight span{display:block}.weight span{font-weight:900;font-size:17px}
.section{margin:26px 0}.section h2{font-size:25px;letter-spacing:-.8px;margin:0 0 8px}.section h3{font-size:18px;margin:20px 0 7px}.section p,.section li{color:#4b5563}.section-head{display:flex;justify-content:space-between;align-items:end;gap:12px}.risk-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}.risk{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:16px}.risk strong{font-size:27px;display:block;letter-spacing:-1px}.tabs{display:flex;gap:6px;flex-wrap:wrap}.tab{border:0;background:var(--soft);padding:8px 11px;border-radius:10px;color:var(--sub);font-weight:900;cursor:pointer}.tab.active{background:var(--dark);color:#fff}
canvas{width:100%;height:300px;display:block;margin-top:12px}.chartbox{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px;margin-top:12px}.legend{display:flex;gap:15px;flex-wrap:wrap;color:var(--sub);font-size:12px;margin-top:6px}.dot{width:8px;height:8px;border-radius:50%;display:inline-block;margin-right:5px}.dot.silver{background:#596574}.dot.gold{background:#b28b2e}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff;margin-top:13px}table{border-collapse:collapse;width:100%;min-width:720px;font-size:13px}th,td{padding:12px 13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f8fafc;font-size:12px}tr:last-child td{border-bottom:0}.tag{display:inline-block;border-radius:999px;background:var(--soft);padding:3px 7px;font-size:11px;font-weight:800}.warning{background:#fff8e8;border:1px solid #f3dfad;border-radius:15px;padding:13px;font-size:13px;color:#6c5730}.source{font-size:11px;color:var(--sub);margin-top:9px}.source a{text-decoration:underline}
.calc-row{display:grid;grid-template-columns:1fr 140px auto;gap:8px;margin-top:13px}
.source-inline{display:flex;flex-wrap:wrap;gap:4px 14px;align-items:center}.source-row{display:inline-flex;gap:4px;align-items:center;flex-wrap:wrap}.keep-word{white-space:nowrap}
input,select,button{font:inherit;border-radius:12px;border:1px solid var(--line);padding:12px;background:#fff}button{background:var(--dark);color:#fff;border:0;font-weight:900;cursor:pointer}.result{margin-top:12px;background:var(--soft);padding:15px;border-radius:14px}.result strong{font-size:25px}
.page-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.page-link{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}.page-link strong{display:block}.page-link span{color:var(--sub);font-size:12px}.api-status{font-size:12px;color:var(--sub);margin-top:8px}.notice{background:#eef2f6;border-radius:15px;padding:13px;font-size:12px;color:#596273}.footer{padding:32px 0 50px;color:var(--sub);font-size:12px}.footer-links{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:8px}
@media(max-width:720px){.navlinks{display:none}.grid{grid-template-columns:1fr}.wide{grid-column:1}.price-hero{grid-template-columns:1fr}.metrics{grid-template-columns:repeat(2,1fr)}.weights{grid-template-columns:repeat(2,1fr)}.risk-cards{grid-template-columns:1fr}.page-links{grid-template-columns:1fr}.calc-row{grid-template-columns:1fr 110px}.calc-row button{grid-column:1/-1}canvas{height:260px}.source-inline{display:block;line-height:1.6}.source-row{display:block}.section h2{font-size:22px;line-height:1.28;word-break:keep-all}.section-head{align-items:center}}
/* v34: 콘텐츠 깊이 + 실버바 중심 UX */
.bar-section{margin-top:14px}.bar-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:10px}
.bar-card{background:var(--soft);border-radius:16px;padding:16px}.bar-card .bar-name{font-weight:950;font-size:17px}
.bar-card .bar-spot{font-weight:950;font-size:22px;margin-top:4px}.bar-card .bar-vat{margin-top:6px;font-size:12px;color:var(--sub)}
.bar-card .bar-vat strong{color:var(--text)}.insight-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:14px 0}
.insight{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}.insight strong{display:block;font-size:16px;margin-bottom:4px}
.insight span{font-size:12px;color:var(--sub)}.answer-box{background:#fff;border-left:4px solid #596574;border-radius:0 16px 16px 0;padding:16px 18px;margin:14px 0}
.answer-box strong{display:block;margin-bottom:5px}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}
.content-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.content-card h3{margin:0 0 8px;font-size:17px}.content-card p{margin:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:13px 15px;margin:8px 0}.faq summary{font-weight:900;cursor:pointer}
.faq details p{margin:8px 0 0}.read-next{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}.method-note{font-size:12px;color:var(--sub);background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:10px 12px}.kicker{font-size:12px;color:var(--sub);font-weight:900;letter-spacing:.05em}
@media(max-width:720px){.bar-grid,.insight-strip,.content-grid{grid-template-columns:1fr}.bar-card{padding:15px}.bar-card .bar-spot{font-size:20px}}

/* v35: premium comparison + deeper SEO content */
.premium-card{margin-top:14px;background:linear-gradient(135deg,#fff,#f3f5f7);border:1px solid var(--line);border-radius:18px;padding:18px}
.premium-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.premium-head h3{margin:2px 0 0;font-size:20px}
.premium-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:9px;margin-top:12px}
.premium-cell{background:#fff;border:1px solid var(--line);border-radius:14px;padding:13px}
.premium-cell span{display:block;color:var(--sub);font-size:12px;font-weight:800}
.premium-cell strong{display:block;font-size:20px;letter-spacing:-.6px;margin-top:2px}
.premium-highlight{background:var(--dark);color:#fff}
.premium-highlight span{color:#d9dee5}
.premium-highlight strong{color:#fff}
.formula{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:14px;overflow:auto;font-size:13px}
.quick-convert{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:12px}
.quick-convert .cell{background:var(--soft);border-radius:14px;padding:13px}
.quick-convert .cell span{display:block;color:var(--sub);font-size:12px}
.quick-convert .cell strong{font-size:18px}
.step-list{counter-reset:step;display:grid;gap:10px;margin-top:12px}
.step{background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px}
.step:before{counter-increment:step;content:counter(step);display:inline-grid;place-items:center;width:25px;height:25px;border-radius:50%;background:var(--dark);color:#fff;font-size:12px;font-weight:900;margin-right:8px}
.cycle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.cycle-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}
.cycle-card strong{display:block;font-size:19px;margin:4px 0}.cycle-card .cycle-period{font-size:12px;color:var(--sub)}
.source-panel{background:#f8fafc;border:1px solid var(--line);border-radius:15px;padding:14px;font-size:12px;color:var(--sub);margin-top:12px}
.source-panel a{text-decoration:underline}
@media(max-width:720px){
 .premium-grid,.cycle-grid{grid-template-columns:1fr}
 .quick-convert{grid-template-columns:repeat(2,1fr)}
 .premium-head{display:block}.premium-head .chip{display:inline-block;margin-top:8px}
}

/* v37: 월가 금·은 지표 가이드 */
.indicator-hero{padding-bottom:4px}.indicator-summary{background:linear-gradient(135deg,#fff,#eef2f6);border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow)}
.indicator-summary h2{margin:3px 0 6px}.signal-flow{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-top:16px}.signal-flow span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 10px;font-size:12px;font-weight:850}.signal-flow b{color:#9aa3ad}
.indicator-section{display:grid;grid-template-columns:54px 1fr;gap:16px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:21px;box-shadow:var(--shadow)}.indicator-no{width:44px;height:44px;border-radius:14px;background:var(--dark);color:#fff;display:grid;place-items:center;font-weight:950;font-size:13px}.indicator-body h2{margin:2px 0 8px}.indicator-body p{margin:5px 0 10px}.read-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:13px 0}.read-box{background:var(--soft);border-radius:15px;padding:14px}.read-box span{display:block;color:var(--sub);font-size:11px;font-weight:900}.read-box strong{display:block;margin:3px 0;font-size:15px}.read-box p{font-size:12px;margin:3px 0;color:var(--sub)}.signal-row{display:flex;gap:10px;align-items:flex-start;background:var(--soft);border-radius:14px;padding:13px;margin:12px 0}.signal-label{font-size:11px;font-weight:900;color:var(--sub);white-space:nowrap}.signal-row strong{font-size:14px}.indicator-checklist{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:14px 0}.indicator-checklist>div{background:var(--soft);border-radius:14px;padding:14px}.indicator-checklist b,.indicator-checklist span{display:block}.indicator-checklist span{font-size:12px;color:var(--sub);margin-top:3px}
@media(max-width:720px){.indicator-section{grid-template-columns:1fr;padding:17px}.indicator-no{width:38px;height:38px;border-radius:12px}.read-grid,.indicator-checklist{grid-template-columns:1fr}.signal-flow b{display:none}.signal-row{display:block}.signal-label{display:block;margin-bottom:4px}}

.wallstreet-feature{display:flex;justify-content:space-between;align-items:center;gap:18px;background:var(--dark);color:#fff;border-radius:20px;padding:20px 22px;box-shadow:var(--shadow)}.wallstreet-feature strong,.wallstreet-feature span{display:block}.wallstreet-feature strong{font-size:20px;margin:3px 0}.wallstreet-feature span{font-size:12px;color:#d6dce3}.wallstreet-feature .eyebrow{color:#bfc7d1}.wallstreet-feature>b{font-size:13px;white-space:nowrap}@media(max-width:720px){.wallstreet-feature{display:block}.wallstreet-feature>b{display:block;margin-top:12px}}

/* V38 polish */
.premium-highlight{background:#fff1df;color:#7a3e00;border:1px solid #f0c994}
.premium-highlight span{color:#9a5a16}
.premium-highlight strong{color:#8a4300}

.wallstreet-cta-wrap{margin-top:18px;margin-bottom:24px}
.wallstreet-feature{background:#fff;color:var(--text);border:1px solid var(--line);box-shadow:none;padding:17px 19px}
.wallstreet-feature strong{font-size:18px;margin:4px 0 3px}
.wallstreet-feature span{color:var(--sub);font-size:12px}
.wallstreet-feature .wallstreet-label{display:inline-block;color:#5b6470;font-size:11px;font-weight:900;letter-spacing:.03em;background:var(--soft);border-radius:999px;padding:5px 8px}
.wallstreet-feature>b{color:#3f4853;font-size:12px}
.wallstreet-feature:hover{border-color:#b8c0ca;transform:translateY(-1px)}

.ratio-section p strong{color:var(--text)}
.ratio-chart-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:16px;margin-top:14px;box-shadow:var(--shadow)}
.ratio-chart-card img{display:block;width:100%;height:auto;border-radius:14px;background:#fafafa}
.ratio-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:12px}
.ratio-stats>div{background:var(--soft);border-radius:14px;padding:13px 14px}
.ratio-stats span{display:block;color:var(--sub);font-size:11px;font-weight:900}
.ratio-stats strong{display:block;font-size:20px;letter-spacing:-.5px;margin-top:2px}
.ratio-stats small{font-size:11px;color:var(--sub);font-weight:800}
.ratio-read{display:grid;grid-template-columns:110px 1fr;gap:12px;align-items:start;margin-top:10px;padding:13px 14px;border-left:3px solid #d2d7dd;background:#fbfbfc;border-radius:10px}
.ratio-read strong{font-size:13px}
.ratio-read span{font-size:13px;color:var(--sub);line-height:1.55}
.ratio-source{margin-top:10px}

@media(max-width:720px){
  .wallstreet-feature{display:flex;padding:15px 16px;gap:12px}
  .wallstreet-feature strong{font-size:16px;line-height:1.3}
  .wallstreet-feature span{line-height:1.45}
  .wallstreet-feature>b{display:block;margin-top:0;white-space:nowrap}
  .ratio-chart-card{padding:10px}
  .ratio-stats{grid-template-columns:1fr}
  .ratio-read{grid-template-columns:1fr;gap:4px}
}